Good morning!  I cannot believe that it is already 2015–it is really making me start to feel old.  Can you believe that 2000 was 15 years ago?!?  That was the new years that everyone thought that the world was going to go black because all the computers were going to shut down aka “y2k”—and now we are dealing with iPhones, iPads, the cloud, etc. and think that all the y2k business was ridiculous! Hindsight is 20/20. I had a great end of 2014 and great beginning of 2015–it is going to be hard to beat!  I visited with my family up in Maryland where I got to spend quality time…